LTCG Tax Calculator 2025
Last Updated: 8 April 2026
LTCG Tax Calculator (Budget 2024)
Calculate tax on your stocks and mutual fund gains based on latest rules
How it Works & Benefits
Budget 2024 Update
Includes the latest 12.5% tax rate and ₹1.25 Lakh exemption limit.
Equity & Mutual Funds
Applicable for listed stocks and equity-oriented mutual funds.
Tax Harvesting Plan
Helps you decide how much gain to book to stay within exemption limits.
Frequently Asked Questions
Common queries answered for you
As per Budget 2024, the exemption limit for Long Term Capital Gains (LTCG) on equity is ₹1.25 Lakh per financial year.
The LTCG tax rate on listed equity and equity-oriented mutual funds has been increased from 10% to 12.5% starting July 2024.
Holding period of more than 12 months for listed stocks and equity mutual funds qualifies as long-term.
What is How LTCG Tax Works on Equity?
LTCG (Long Term Capital Gains) tax is levied on the profit you make from selling stocks or equity mutual funds held for more than one year. The first ₹1.25 Lakh of gain in a financial year is completely tax-free.
📊 Practical Example
"If you sell stocks with a profit of ₹2 Lakhs in 2025, your taxable gain is ₹2,00,000 - ₹1,25,000 = ₹75,000. At the 12.5% rate, you pay ₹9,375 as tax."
⚠️ Common Mistake
Not booking profits. Many investors keep holding stocks with huge unrealized gains. By 'harvesting' ₹1.25L gain every year, you can save significant tax in the long run.